Cookie Policy

1. Cookies we use

• Strictly necessary — security, session and consent storage; no consent required.
• Analytics — aggregated visit statistics used to improve the site.
• Advertising — measurement and remarketing, subject to truthful-claims rules under Law of Ukraine No. 270/96-VR 'On Advertising' dated 3 July 1996.

2. Consent

Non-essential cookies and similar tracking are set only after your clear prior consent via the consent banner. You may refuse or withdraw consent at any time; core content remains available. Legal basis: Law of Ukraine No. 1089-IX 'On Electronic Communications' dated 16 December 2020 and Law of Ukraine No. 3993-IX 'On Personal Data Protection' dated 19 September 2024.

3. Your controls

Manage or delete cookies in your browser settings and change your choice via the banner. Blocking strictly necessary cookies may break site functions.

4. Provider and complaints

Provider: smartfinanwce.com, LLC, Office 7, 22 Sahaidachnoho Street, Kyiv, 04070, Ukraine; EDRPOU 35614011; contact@smartfinanwce.com; +380 506 356 7742. Cookie and consumer complaints go to that email; we reply within 30 days. Disputes follow Law of Ukraine No. 3153-IX 'On Consumer Protection' dated 10 June 2023 and Law of Ukraine No. 675-VIII 'On Electronic Commerce' dated 3 September 2015.

5. Language

The Ukrainian version prevails; English is provided for convenience under Law of Ukraine No. 2704-VIII 'On Ensuring the Functioning of Ukrainian as the State Language' dated 25 April 2019.